Wismopay—Simplifying
payments for everyone
Every day, thousands of transactions bring people together. Whether you run an online store, a brick-and-mortar shop, a mobile business in bustling markets, or work as a sole trader offering services, we provide a seamless, independent payment solution. Wismopay makes these moments flow. A solution built for small business owners by small business owners.
The payment method we’re all tired of
For Merchants
Card fees
Commerce Commission estimates that New Zealand businesses incur approx. $1 billion in fees each year to accept Visa and Mastercard payments from their customers.
Sales data
Lack of access to your own sales data means that as a business, you are unable to fully see, analyze, or control critical information about your transactions & customer behavior.
Monthly rentals for hardware and network fees
Slow and manual transactions
Waiting for manual entry and card verification leads to long queues at busy stalls.
Tedious merchant account setup process
After all of the above, tedious merchant account setup process Merchants struggle with complex documentation and prolonged activation times.
For Customers
Payment inconvenience
“Small convenience fee” that somehow isn’t small or convenient anymore. $1 billion in fees each year, part of which is being on-charged to the customers in most cases.
Scams
Payments NZ reported that New Zealanders lost approximately NZD 194.27 million to various scams. Card fraud is rising, leading to financial losses for consumers and businesses.
Everyday payment hassle
Long queues, manual entry, and hidden fees make transactions frustrating.
Lack of Innovation
The payment space lacks innovation, relying on outdated systems with limited competition and transaction fees.
No ease of use
It may be surprising, but when it comes to ease of use in the payments space, we are lagging behind the rest of the world.
How Wismopay works: Fast, secure, and cost-effective payments
Display the QR code
Vendors place the Wismopay QR code at their stall or counter.
Scan and pay
Customers scan the QR code using the Wismopay app, enter the amount, and authenticate via fingerprint, face recognition, or PIN.
Instant confirmation
The Wismopay app receives a payment confirmation notification, which can also be integrated with our Soundbox solution to announce payments for seamless, hands-free operations.
Real-time settlement
The funds are instantly credited to the vendor’s Wismopay account and appear in the transaction history.
How Wismopay transforms daily transactions
Wismopay is more than just a payment solution—it’s a tool that empowers vendors to grow their businesses and enables customers to enjoy a great shopping experience. With no transaction fees, real-time settlements, and easy-to-use technology, Wismopay is transforming the way we pay and get paid.
For Merchants
Open a Merchant account in minutes
On the go merchant solution for a low monthly subscription model
Static and dynamic QR codes turning your smartphone to a simple payment terminal
Soundbox Solution for hands free business operation
Realtime payment settlement
