Scan, pay, done—that’s it
Payments made ridiculously simple. Smart tools and no pesky surcharges.
EASY PAYMENTS
Simplified payment experience
Quick and easy payments
Pay anyone from anywhere with speed that you can count on!
Pay friends
Send money directly to people from your contact list (Pay by Mobile number), with easy access to balance and transaction history.
QR PAYMENTS
Convenient QR code payments
Scan to pay
Use QR codes and eliminate the need for cash or cards, and make payments more efficient.
No cards, no cash, no hassle
Skip the cash and cards—use QR codes for a fast payment option at local stores.
SECURE PAYMENTS
Bank-grade protection
Controlled payments
Funds are securely transferred within the Wismopay ecosystem after authentication.
Secure and easy transfers
Cardless payments prevent fraud and chargebacks, with authenticated transactions and secure, app-only QR codes.
CONDITIONAL PAYMENTS
Secure transactions with conditional payments
Approval-only payment release
Funds are held until all parties confirm the transaction, reducing fraud and chargebacks.
Easy implementation
Incorporate Conditional Payments into your system for additional safety without added complexity.
Safety net
Eliminate broken promises, delayed payments, and incomplete services, ensuring a fair and transparent transaction for both parties.
All-in-one super app
Payments, savings, investments & more
Access a variety of fintech services, including insurance, travel planning, and credit score checks, in one platform.
Count on convenience
Manage payments, savings, and daily banking activities with integrated tools for easier financial control.
Frequently asked questions
How do I make a payment with Wismopay?
Simply scan a merchant’s QR code using the Wismopay app, authenticate the payment, and you're done—instantly. Alternatively, enter the merchant’s or another user’s mobile number to send money directly. It’s fast, secure, and seamless—whether you're paying a business or a friend.
Is Wismopay secure?
Yes, Wismopay is designed as a closed digital payment ecosystem. Our app employs robust security protocols—advanced encryption, fraud detection, and real-time alerts—to safeguard your funds and protect your privacy.
Where are my funds held?
Like other reputable NZ fintechs, your Wismopay funds are securely held in trust with a registered New Zealand bank.
How can I withdraw my funds?
You can easily transfer your funds to any registered New Zealand bank account.
Can I use Wismopay to pay bills?
Yes, you can make bill payments directly from your Wismopay account to any registered New Zealand business.
Can I use Wismopay for online purchases?
Yes, Wismopay supports both in-store and online payments for seamless transactions.
Does Wismopay support refunds?
Start making smarter payments today
Enjoy quick, secure payments and integrated tools that make managing your money easy and stress-free.